Legal Stuff

Terms and Conditions

1.         This page contains the terms and conditions (‘these Terms’) for (‘this Website’).   By accessing this Website, you are agreeing to be bound by these Terms, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

2.         These Terms may be occasionally updated, so please refer back to them in the future.  By using this Website you agree to be bound by the then current version of these Terms.

Use of Website

3.         You are permitted to use our website for your own personal use and to print and download material from this Website provided that you do not modify any content without our consent.  You are also free to bookmark and share links directing others to content on this Website.  Material on this website must not otherwise be reproduced or republished, either online or offline, without our permission.

Intellectual Property Information

4.         The copyright and other intellectual property rights in all material on this Website are owned by us or our licensors and must not be reproduced without our prior written consent.

5.         Subject to paragraph 3, no part of this Website may be reproduced without our prior written permission.

Site Up Time

6.         We take all reasonable steps to ensure that this Website is available 24 hours every day, 365 days per year.  However, websites do sometimes encounter downtime due to maintenance, server or technical issues.  Therefore we will not be liable if this Website is unavailable at any time.

Visitor Conduct

7.         With the exception of personally identifiable information, the use of which is covered under our Privacy Policy, any material you send or post to this Website shall be considered non-proprietary and not confidential.  By posting content to this Website you agree we will be free to copy, disclose, distribute, incorporate and otherwise use such material for any and all purposes.

8.         When using this website you shall not post or send to or from this Website any material:

(a)        for which you have not obtained all necessary consents;

(b)        that is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offence, give rise to a civil liability, or otherwise is contrary to the law; or

(c)        which is harmful in nature including, and without limitation, computer viruses, Trojan horses, corrupted data, or other potentially harmful software or data.

9.         We will fully co-operate with any law enforcement authorities or court order requiring us to disclose the identity or other details of any person posting material to this website in breach of paragraph 8 of these Terms.

10.       By posting content to this Website, you warrant and represent that you either own or otherwise control all of the rights to that content, including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the content, or that your use of the content is a protected fair use.

11.       You agree to indemnify and hold us and our affiliated companies, and their directors, officers and employees, harmless for any and all claims or demands, including reasonable attorney fees, that arise from or otherwise relate to your use of this Website, any content you supply to this Website, or your violation of these Terms or the rights of another.

Links to and from Other Websites

12.       Any links to third party websites located on this Website are provided for your convenience only.  We have not reviewed each third party website and have no responsibility for such third party websites or their content.  We do not endorse the third party websites or make representations about them or any material contained in them.  If you choose to access a third party website linked to from this Website doing so is at your own risk.

13.       Links to other websites may contain affiliate links.  If so, we may receive a commission if you purchase a particular product or take a particular action.

14.       If you would like to link to this Website, you may only do so on the basis that you link to, but do not replicate, any page on this Website, and subject to the following conditions:

(a)        you do not in any way imply that we are endorsing any services or products unless this has been specifically agreed with us;

(b)        you do not misrepresent your relationship with us or present any false information about us;

(c)        you do not link from a website that is not owned by you; and

(d)        your website does not contain content that is offensive,  controversial, infringes any intellectual property rights or other rights of any other person or does not comply in any way with any applicable laws.

15.       If you choose to link to our website in breach of Paragraph 14 you shall fully indemnify us for any loss or damage suffered as a result of your actions.


16.       This Website is for informational purposes only and we do not guarantee the correctness or completeness of material on this Website. We may make changes to the material on this Website at any time and without notice. The material on this Website may be out of date, or on rare occasions incorrect and we make no commitment to ensure that such material is correct or up to date.

17.       The material at this Website is provided without any conditions or warranties of any kind. To the maximum extent permitted by law, we provide access and use of this Website on the basis that we exclude all representations, warranties and conditions which but for these Terms may have effect in relation to this Website.  The material on this Website is provided ‘as is’ and you use it at your own risk.

18.       The information contained on this Website constitutes general information and commentary only.  This information does not take into account your specific circumstances and in no way constitutes legal, business or other advice to you.

19.       You understand that all content posted to this Website is the sole responsibility of the individual who originally posted the content. You also understand that all opinions expressed by users of this Website are expressed strictly in their individual capacities, and not as a representative of Website, its owner or any of sponsors or partners.

Exclusion of Liability

20.       Neither we nor any other party (whether or not involved in producing, maintaining or delivering this Website), shall be liable or responsible for any kind of loss or damage that may result to you or a third party as a result of your or their use of our website. This exclusion shall include servicing or repair costs and, without limitation, any other direct, indirect or consequential loss, and whether in tort or contract or otherwise in connection with this Website.

Termination of Use

21.       You agree that we may, in our sole discretion, terminate or suspend your access to all or part of this Website with or without notice and for any reason, including, without limitation, breach of these Terms.

Privacy Policy

1.         This is the website privacy policy (‘this Privacy Policy’) for (‘this Website’).  This document outlines certain types of personal information that is received and collected from visitors and how it is used.

Log Files

2.         Like many other websites, this Website makes use of log files.  The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks.  This information may be used to analyse trends, administer the site, track user’s movement around the site, and gather demographic information.

Cookies and Web Beacons

3.         We may use cookies to store information, such as your personal preferences when you visit this Website.  This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

4.         Like many other websites, this Website et runs third party advertisements to help support the site.  Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP, the browser you used to visit our site, and in some cases, whether you have Flash installed.  This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example), for showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites) and for tracking the effectiveness of the advertisements.

5.         This Website has no access to or control over the cookies that are used by third-party advertisers, and no control over their activities.

Google’s DoubleClick DART Cookie

6.         We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements).  This cookie is used to serve ads specific to you and your interests (“interest based targeting”).  The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Las Vegas, you may see Las Vegas hotel advertisements when viewing a non-related site, such as on a site about hockey).

7.         DART uses “non personally identifiable information”.  It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers.  You can opt-out of this ad serving on all sites using this Google advertising by visiting

Blocking, Deleting and Opting Out of Cookies

8.         You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security.  However, this can affect how you are able to interact with our site as well as other websites.  This could include the inability to login to services or programs, such as logging into forums or accounts.

9.         Deleting cookies does not mean you are permanently opted out of any advertising program.  Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.

10.       You can also choose to opt out of the cookies for a number of different advertising networks.  Doing so does not stop advertising from displaying but means that the network(s) you have opted out of will no longer deliver ads tailored to your Web preferences and usage patterns.

Other Personal Information

11.       This Website may collect your name and email address if you leave a comment, or subscribe to our mailing list.  In providing this information you consent for it to be used for these purposes.  We will not provide this information to any other party.


12.       By using this Website you consent to the collection and use of your personal information as outlined in this Privacy Policy.